Payments, minus the legacy portal.
FloatPay is the modern payment gateway for growing businesses. Accept cards, track every dollar live, refund in one click, and keep your whole team in control — from one clean dashboard.
Five-minute application · usually approved in one business day
Net volume — 30 days
$128,470.25
Payments
1,824
Approval
98.2%
Refunded
$2,140
Powering payments for teams across Los Angeles
$48M+
processed annually
1,200+
merchants onboarded
99.99%
platform uptime
< 1 day
typical approval
Everything a modern merchant needs
No clunky legacy portal. No calling support for a refund. Just a fast, readable dashboard over serious payment rails.
Live transactions
Every dollar, live and searchable
Transactions stream straight from the payment network into your dashboard — search by customer, filter by status, drill into any charge. One-click refunds and voids, right from the row.
Sunset Board Supply
Visa · 4242
Venice Boardwalk Prints
Amex · 1005
Venice Board Co.
MC · 5100
Test mode
A full sandbox twin of your account
Flip one switch and you are in a complete test copy of your workspace — same dashboard, same team, test cards instead of real money. Build, demo, and train staff without touching a live dollar.
Test
$4,120.00
sandbox twin
Live
$128,470.25
production
4111 1111 1111 1111 · any CVV · any future date
Team roles
Roles that fit real teams
Owner, Administrator, Developer, Support, Analyst, View-only. Your accountant sees reports, never refund buttons. Every seat is free — invite the whole team.
Sofia Delgado
sofia@merchant.com
James Park
james@merchant.com
Amara Osei
amara@cpa-firm.com
Money actions locked to the roles you choose
Security
Audited by design, out of PCI scope
Card numbers flow directly to the payment network over encrypted rails and never touch FloatPay servers. Two-factor authentication, encrypted keys at rest, and an append-only audit log on every sensitive action.
Audit log
Card numbers never touch FloatPay servers — encrypted rails only
Merchants run on FloatPay
“We switched from a legacy gateway and the difference is night and day. My baristas can look up a charge in seconds, and refunds no longer mean calling support.”
Mara Chen
Owner, Alameda Coffee Roasters
“The sandbox twin is the feature nobody else has. We rebuilt our checkout against test mode over a weekend and flipped to live on Monday. Zero surprises.”
Diego Ramos
CTO, Sunset Board Supply
“As the outside accountant I get Analyst access: every report I need, no way for me to touch money. That is exactly how it should work everywhere.”
Amara Osei
CPA, Osei & Partners
Live in three steps
Apply
Tell us about your business — five minutes, one form.
Get approved
Reviewed by hand, usually within one business day. Your workspace unlocks automatically.
Take payments
Start in test mode, then go live. Watch money move from your dashboard.
Pricing
Honest rates, published up front
Default rates are public from day one — no calls with a sales team just to learn what you will pay. Custom pricing kicks in as your volume grows.
See the full rate cardDraft rates — final pricing confirmed at onboarding
Frequently asked questions
Which cards can I accept?
All major card brands, online. ACH and in-person options are on the roadmap.
Do you store card numbers?
No. Card data flows directly to the payment network over encrypted rails; FloatPay never stores card numbers.
How fast do I get approved?
Applications are reviewed by hand, usually within one business day.
Can I negotiate pricing?
Yes. Public default rates apply from day one; custom pricing is available as your volume grows.
Can my accountant get read-only access?
Yes — invite them as Analyst or View-only. They see reports, never refund buttons.
Where is FloatPay based?
Los Angeles, California. A human answers hello@float-pay.com.
Ready to take payments?
Apply in five minutes. Approved merchants usually go live the same week — and a human answers every email.